New Hampshire Health Insurance (NH)
New Hampshire is one of the smallest states in the union. Despite its small size, relatively small population and the great distances between large towns, New Hampshire Health Insurance covers its target audience well, so well that New Hampshire ranks as one of the top three healthiest states in the USA.
New Hampshire Health Insurance companies will take a resident's current health status and health history into consideration before accepting or rejecting applications and setting premiums.
Even though New Hampshire health insurance companies aren't required to accept all applicants, all health plans have to include coverage for certain medical services under New Hampshire health insurance law. Those services include:
Patient costs of some clinical trials
Mammograms
Diabetes care
Certain bone marrow transplants
Care for pregnant women
Contraceptives
New Hampshire Health Insurance law also requires "mental health parity," which means insurance companies must have coverage limits for mental health conditions that are equal to physical conditions.
The New Hampshire Health Insurance, New Hampshire Health Plan (NHHP) is a state high risk pool that has been established to provide health insurance to NH residents who have been turned down for coverage by the private market, have a pre-qualifying condition or are otherwise eligible. The New Hampshire Health Insurance NHHP is intended generally to be the insurer of last resort for New Hampshire residents. Applicants are encouraged to seek coverage from private insurance companies before contacting the NHHP.
New Hampshire Health Insurance NHHP also provides health insurance coverage for people who are qualified for certain Trade Adjustment Act (TAA) or Pension Benefit Guaranty Corporation (PBGC) benefits. For these individuals, the relevant insurance premiums may be payable through the federal health care tax credit program.
New Hampshire Health Insurance New Hampshire Healthy Kids (NHHK) program is a non-profit organization which gives access to low-cost or free health insurance coverage for uninsured children and teens under age 19 who are legal residents of the state.
New Hampshire Health Insurance NHHK is composed of three programs. Healthy Kids Gold provides health and dental services for children and teens at no cost to their families. Healthy Kids Silver provides uninsured children and teens with a low-cost health and dental insurance plan. Health Kids Buy-In (a program which does not receive any state or federal funding) is for families with higher incomes but no health insurance plan for their children.
New Hampshire Health Insurance Medicaid is a state-federal cooperative program that is there for those individuals and families who lack adequate funds to pay for private medical care. To qualify for New Hampshire Health Insurance Medicaid, you must meet defined financial and other eligibility requirements.
Some of the specific medical services covered by the New Hampshire Health Insurance Medicaid program include physician, lab, x-ray, hospital, nursing facility, home health, family planning, rural health clinics, prescription drugs, physical-occupational-speech therapy, adult medical day care, medical transportation, medical supplies, durable medical equipment, dental, chiropractor, psychotherapy, podiatry, interpreter, advanced registered nurse practitioners, certified midwife, private duty nursing, EPSDT (early, periodic, screening and diagnostic testing), newborn home visits, extended services to pregnant women, personal care attendant, vision care, audiology, nursing facility, home and community based care for the elderly.
The New Hampshire Health Insurance Medicaid programme also covers services for developmentally disabled individuals and persons with acquired brain disorders, as well as services at community mental health centres.
New Hampshire Health Insurance offers the
Let No Woman Be Overlooked program for Breast and Cervical Cancer. This program is designed to plan, promote and implement programs of education and screening to reduce the mortality rates, through early detection, of breast and cervical cancer among NH women. The program is state-wide through a comprehensive program which deals the seven component areas of:
screening,
public education,
coalition building,
quality assurance,
case management,
professional education, and
Surveillance.
The New Hampshire Health Insurance
Let No Woman Be Overlooked program provides free breast and cervical cancer screenings to women who meet defined eligibility requirements. The screenings are offered at many centres including NH hospitals and physicians offices.
For further information on these New Hampshire Health Insurance offerings and more check out www.healthinsuranceusa.com, a great place to start to unravel the mysteries of health insurance for you and your family.
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