Indiana Health Insurance (IN)
In national studies Indiana ranks lower for health determinants than for health outcomes, indicating that the overall healthiness of the state’s residents may decline over time. Making sure that you and your family are covered by good quality Indiana Health Insurance can help to reverse this disturbing trend.
Families with children and pregnant women who fall into the specified financial guidelines are eligible for health coverage under the Indiana Health Insurance Hoosier Healthwise program. If your earnings are below $288 a month for a family of three, or you are a parent or caretaker of a child who lives with you, and have assets below $1,000, you may be eligible for the Indiana Health Insurance Hoosier Healthwise program without needing to pay a premium or other required monthly payment. Additional benefits are available such as dental and vision services are also available.
Indiana Health Insurance includes the Indiana Children’s Special Health Care Services (CSHCS) program which provides supplemental medical insurance coverage to assist families of children who have serious, chronic medical conditions, who are between new born and 21 years old, who meet the program’s financial and medical criteria, and who pay for treatment related to their child’s condition.
The Indiana Health Insurance HIP plan covers individuals who do not have dependent children living with them, and also provides coverage for parents who earn up to approximately $44,000 annually for a family of four and have been uninsured for six months and do not have access to insurance through their employer. There are no means tests for the HIP program. When you participate in HIP it is possible that you will be asked to pay a small monthly fee based on the amount of your income.
The Indiana Health Insurance HIP plan includes: A POWER Account valued at $1,100 per adult to help pay for medical costs. Contributions to the account are made by the state and each participant (based on ability to pay). No individual will be asked to contribute more than 5% of their gross family income on the plan.
Indiana Health Insurance POWER Accounts are designed to give participants a financial incentive to adopt healthy habits that will help them to stay out the doctor's office. When health care is a necessity, plan members will be able to see price transparency so they can make quality driven choices in order to be able to manage the funds in their account to their optimum use.
Services offered by the Indiana Health Insurance POWER account include: doctors services, prescriptions, diagnostic exams, home health services, outpatient hospital, inpatient hospital, hospice, preventive services, family planning, and case and disease management.
The Indiana Health Insurance POWER account also includes mental health coverage which is similar to the coverage for physical health, and includes substance abuse treatment, inpatient, outpatient, and drugs.
With an Indiana Health Insurance HIP you also will receive a basic commercial benefits Indiana Health Insurance package that will kick in after your annual medical costs exceed $1,100 in any one year.
The Indiana Health Insurance HIP Coverage will also give you access to free preventive health services including: annual physical exams, smoking cessation, and mammograms.
Indiana residents under the age of 65 who are blind or disabled may be eligible to receive Indiana Health Insurance coverage under Indiana's Medicaid program. If the State Medicaid Medical Review Team has classified you as disabled for at least the next12 months you may also be eligible for Medicaid providing you meet the income and asset guidelines.
To learn more about these great Indiana Health Insurance offerings and more start your search at www.healthinsuranceusa.com
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