Alaska Health Insurance (AK)
Alaska has achieved the #1 ranking for low levels of air pollution and #2 ranking for public health funding dollars per person ($175). This is great news when you are looking for the appropriate Alaska Health Insurance policy for you and your family.
The Alaska Health Insurance Denali KidCare program provides top notch health insurance coverage for children and teens through age 18, and for pregnant women who meet the Alaska Health Insurance specified income guidelines.
Alaska Health Insurance, Denali KidCare coverage is issued 12 months at a time. You have to renew your application every 12 months to make sure that there is not a break in your coverage. Renewing your coverage has never been easier. A pre-printed form will be mailed to you 45 days prior to the expiration of your coverage.
Well care for your children or teens is the key to preventing disease, finding and treating problems early, will mean that your children can live healthy lives. With Alaska Health Insurance Denali KidCare children and teens receive the full range of prevention and treatment services such as: Doctor's visits Health check-ups & screenings Optical, Dental, hearing, Speech therapy Physical therapy, Mental health therapy, Substance abuse treatment and many other services.
There is no cost for eligible children, teens and pregnant women. However, young people who are 18 years-old may be required to share a limited amount of the cost for some of the services provided.
The Alaska Health Insurance ACHIA (Alaska Comprehensive Insurance Association) provides health insurance to Alaska residents who have been denied coverage elsewhere.
The Alaska Health Insurance ACHIA program offers six different comprehensive PPO plans. The main differences between the plans are the annual deductible and the associated out-of-pocket expense limitations. All plans pay 80% of the allowed charges once you have reached the annual deductible for that plan, as long as you receive treatment either from a preferred hospital or from a hospital that is not preferred when you do not have reasonable access to a preferred hospital.
The Alaska Health Insurance ACHIA also offers a more traditional non-PPO plan. This plan pays 80% of the allowed charges after the $1,000 annual deductible has been satisfied. Once your deductible and out of pocket maximum have been reached, ACHIA will pay your claims at 100%.
Alaska Health Insurance offers Medicare to: people age 65 or older, people under age 65 with certain disabilities, and people of all ages with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant).
Alaska Health Insurance Medicare has three main programs:
Alaska Health Insurance Medicare Part A Hospital Insurance - the majority of individuals don't pay a premium for Part A because they or a spouse have already paid for it through their payroll taxes while working. Medicare Part A (Hospital Insurance) helps to pay for inpatient care in hospitals, including critical access hospitals, and skilled nursing facilities .It also assists with paying for hospice care and some home health care. Beneficiaries will have to meet certain qualifying conditions to be eligible for these benefits.
Alaska Health Insurance Part B Medical Insurance - the majority of members pay a monthly premium for Part B. Alaska Health Insurance Medicare Part B helps to pay for doctors' services and outpatient care. It also covers the costs of certain other medical services that Part A doesn't cover, such as physical and occupational therapy and some home health care. Part B will assist in payment for these services and supplies when they are deemed medically necessary.
Alaska Health Care Prescription Drug Coverage - The majority of members will be required to pay a monthly premium for drug coverage. Everyone with Alaska Health Insurance Medicare has access to this coverage that will help to lower prescription drug costs and as well as to protect against higher costs in the future.
To learn more about what Alaska Health Insurance can offer you - start your research at www.healthinsuranceusa.com
« back
