Tonik Health Insurance
What is Tonik Health Insurance?
Tonik Health Insurance is designed specially for young and healthy participants. Even those who are young and in relatively good health need to plan ahead for any future illness, or unforeseen accidents that may require medical attention. No one can predict what will happen in the future, and it is always a good idea to be prepared to take care of any medical expenses.
Tonik Health Insurance offers affordable, low priced health insurance coverage for those members who are young and in good health. Because members are in good health, their healthcare needs will be fewer, and thus, the cost for the plan is less expensive.
Tonik Health Insurance offers innovative healthcare plans, and they are backed by Anthem blue Cross & Blue Shield. Tonik Health Insurance is dedicated to improving the lives of its customers. Tonik Health Insurance is available in the following states:
Georgia, Connecticut, New Hampshire, California, Colorado, Nevada
Competing Carriers
Anthem Health InsuranceConnecticare Health Insurance
Tonik Plans
The Tonik Plans are designed for young, healthy Americans. Most of the Tonik Plans members are between the ages of 19 and 29. Tonik Plans have varying rates, between $73 and $203 per month, depending on age, medical history and where a customer lives. Even though Tonik Plans are designed for younger Americans, anyone under the age of 65 can apply for coverage.
Thrill Seeker aka 5000:
“You live life on the edge, and happily go over it.”
* 4 doctor visits per year
* $20 co-pay
* $5,000 deductible
Average Premiums:
* $105.27 - $161.04 per month (CT)
* $130.09 - $134.65 per month (NH)
* $113 per month (NV)
Part-Time Daredevil aka 3000:
“Play hard. Play safe. You mix it up any which way.”
* 4 doctor visits per year
* $30 co-pay
* $3,000 deductible
Average Premiums:
* $116.56 - $179.46 per month (CT)
* $142.46 - $147.54 per month (NH)
* $133 per month (NV)
Calculated Risk-Taker aka 1500:
“A well-thought-out walk on the wild side is just your style.”
* Unlimited doctor visits per year
* $40 co-pay
* $1,500 deductible
Average Premiums:
* $130.75 - $202.63 per month (CT)
* $159.24 - $165.01 per month (NH)
* $153 per month (NV)
*None of these TONIK plans include maternity benefits, so those who are considering parenthood should visit one of the other carrier pages for plans that offer maternity coverage.
* Co pays for office visits, ER visits, and prescription drugs do not apply toward the annual deductible/out-of-pocket maximum.
Question: I am in my 20’s and healthy, so why should I be thinking about Tonik Plans?
Answer: Even though you are young and in good health, you never know when you may have an accident. Tonik Plans offer coverage that will help you take care of any unforeseen medical expenses. Did you know that just spending 3 nights in a hospital can cost, on average, $27,984 without health insurance? That is a large amount of money to have to pay on your own. However, if you have Tonik’s Calculated Risk-Taker plan, you would only have to pay a maximum of $1,500 of those costs. That would give you a total savings of $26,484.
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