SelectHealth Health Insurance
SelectHealth
SelectHealth Health Insurance is the same company as IHC Health Plans, Inc., but the name was changed to SelectHealth in April 2006. SelectCare is a subsidiary of Intermountain Healthcare, and has been providing quality healthcare services to member for over 25 years. The company is known for its dedication to excellence, superior service and access to healthcare.
SelectHealth is a nonprofit health insurance company that offers insurance coverage to customers in Utah and Idaho. SelectHealth is a nationally recognized organization that strives to offer its members quality, affordable healthcare, while maintaining the highest levels of customer service possible. SelectHealth cares about its members and provides them with the respect, quality service and affordable rates that they deserve.
When SelectHealth was IHC Health Plans, Inc., it was recognized nationally as an insurer that provides quality healthcare at affordable prices. SelectHealth is still known for its quality healthcare, plus its high level of service to all of its members. SelectHealth is dedicated to providing convenience, top service and affordable healthcare insurance coverage.
SelectHealth was Utah’s first commercial healthcare program to receive an “Excellent” accreditation rating from the National Committee for Quality Assurance.
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SelectHealth Health Plans
SelectHealth Health Plans offer a variety of insurance plans for individuals and families who either do not have insurance coverage through their workplace, or who want a different type of coverage. There are numerous SelectHealth Health Plans available to choose from, including standard HMO/Plus plans, and the High Deductible Health Plan (HDHP) that is designed to be used in conjunction with a Health Savings Account (HAS). Both of these plans offer a large, comprehensive healthcare provider network to work with. The individual SelectHealth Health Plans also offer a point-of-service or ‘plus’ component, which means that members can choose to use both participating and non-participating healthcare providers.
SelectHealth Health Plans has the SelectValue network, which allows members to choose from 19 participating hospitals and over 1,100 participating doctors. SelectHealth Health Plans also has the SelectMed network, allowing members to choose from 28 participating hospitals and more than 3,000 participating physicians. In addition to these two network options, SelectHealth Health Plans has the SelectCare network, allowing members access to 34 participating hospitals and over 3,700 participating physicians. The point of service feature is available to members choosing either the SelectMed or SelectCare options.
SelectHealth Health Plans members can choose from the HMO/Plus and HealthSave plan options. The HMO/Plus plan has deductions that begin for as low as $250. There are several co-pay and coinsurance options available to choose from. Standard benefits are covered 100%, including adult and pediatric immunizations. Members can pay as little as $30 for a 30-day supply of a generic medication, depending on which plan option they select. Deductible options in the HealthSave plan range from $1,500 for an individual to $3,000 for a family. Used in conjunction with the HSA, the HealthSave plan is a high deductible option. The HSA is a tax-advantaged healthcare account that a member contributes to in order to pay medical expenses, on a pre-tax basis. This HSA account can be used to pay for medical expenses.
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