Medical Mutual
Helpful Information about Medical Mutual Health Insurance
Medical Mutual has more than 1.5 million members and has been a trusted leader in the health insurance industry for over 70 years. It is headquartered in Cleveland, Ohio, in the historic Rose Building. Medical Mutual employs 2,500 people in its Ohio-based operations and they offer superior customer service along with quality health insurance coverage. Since it is a mutual company, Medical Mutual is wholly owned by its policyholders and consequently always acts in the best interest of its members. It is not subject to the demands of stockholders or Wall Street analysts. Medical Mutual has a network of 32,000 participating physicians and other health care providers and also 600 hospitals which serve its customers.
Medical Mutual delivers leading-edge health insurance products and services to its members while maintaining a strong financial posture within the health insurance industry. They remain a strong employer in Ohio.
Competing Carriers
United Health CareBlue Cross of California
An Overview of Medical Mutual of Ohio Health Plans
Medical Mutual of Ohio Health plans include the Standard plan which offers quality coverage at an affordable price and is a viable option for those people who don’t have access to group health coverage. There is an option that includes $25 co-pay for office visits and routine physical examinations. The deductibles for this plan can range from $500 to $2500 with an 80% coinsurance once the deductible has been met. The Standard plan without the co-pay option has deductibles ranging from $2500 to $10,000.
Medical Mutual also offers a Value plan. This plan is priced less than the Standard plan but it does provide coverage for unexpected and catastrophic medical emergencies, as well as qualified office visits. The deductibles for this plan vary from $500 to $1500 with low monthly premiums.
The third plan available to Medical Mutual members is the Health Savings Account (HSA). This plan offers quality, high deductible coverage along with the opportunity to establish a tax-free account which can be used to cover legitimate medical expenses. Deductibles range from $2500 to $5000 with 100% coinsurance for office visits, preventative care, and emergency room visits (once the deductible has been met).
« back
