Blue Cross and Blue Shield of Louisiana
Blue Cross and Blue Shield of Louisiana continuously strive to contribute to the Louisiana communities in which its employees live and work. The company has a community service program that includes: Smart Bodies, which is an interactive health program for elementary school children in grades K-5. Smart Bodies is a joint effort with the LSU Ag Center. Their second community service project is the Angel Award which recognizes and rewards individuals who go above and beyond in their work with children.
Blue Cross and Blue Shield of Louisiana are based in Baton Rouge where they employ 1,400 Louisianans. They also run district offices in Alexandria, Baton Rouge, Houma, Lafayette, Lake Charles, Monroe, New Orleans and Shreveport. Blue Cross and Blue Shield of Louisiana have over 1.14 million customers in Louisiana.
Blue Cross and Blue Shield of Louisiana has been awarded 12 “A” ratings for the last 12 year for its financial management by the national rating services run by Standard and Poor’s.
Competing Carriers
Blue Cross Blue Shield of MinnesotaHorizon
Blue Cross Blue Shield of New Jersey
Blue Cross Blue Shield of Louisiana health plans
Blue Cross and Blue Shield of Louisiana’s BlueMax plan is their most comprehensive offering for individuals. BlueMax helps to pay for hospitalization as well as regular day to day health care costs. It also has doctor copayments, a maternity program and a prescription drug plan. There are a range of deductibles available in the BlueMax plan that will allow you to pick one that works with your personal financial situation.
Blue Cross and Blue Shield of Louisiana’s Blue Sense option offer the same feature as BlueMax with options that allow you to manage your healthcare costs. The various features on offer include a range of deductibles, doctor copayments or no copayment, a maternity option and rehabilitation services.
Blue Cross and Blue Shield of Louisiana’s BlueSaver is yet another option that is thrifty and affordable. It is a high deductible health plan that can be combined with an HSA (Health Savings Account) to pay for medical expenses and at the same time serves as a tax free savings account.
Blue Cross and Blue Shield of Louisiana’s BlueSelect includes special features such as catastrophic coverage for unforeseen medical expenses including surgery and hospital stays. It also covers wellness care, preventative medicine and prescription drug costs.
Blue Cross and Blue Shield of Louisiana’s Blue Value is the option for you if you need coverage for major unplanned medical expenses like surgery and or hospital stays. Blue Value also includes a discount prescription drug program and a number of different deductibles to choose from.
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