Blue Cross Blue Shield of Kansas City
Blue Cross Blue Shield of Kansas City was founded in 1982 when the Blue Cross and Blue Shield programs in Kansas City merged. Since then the company has increased in size and now has more than 880,000 members who live in Kansas City and the surrounding area.
Blue Cross Blue Shield of Kansas City has made a large investment into their infrastructure so that they can provide a high quality and efficient service for their members. In 1999, they introduced their Facets system which is a computerized health management program that is at the heart of their business. In 2003, a new headquarters building was opened at 2301 Main Street in Kansas City. The purchase of their own building has lowered administrative costs resulting in a savings that is passed on to their clients. It also shows Blue Cross Blue Shield of Kansas City’s commitment to their local community.
Blue Cross Blue Shield of Kansas City has more than 880,000 members in 30 counties in Kansas and northwestern Missouri. There are hospitals and doctors in easy reach of all of their clients no matter where in Blue Cross Blue Shield of Kansas City’s operating area they live.
Blue Cross Blue Shield of Kansas City has a variety of benefit options and finance plans that have been designed to meet the individual needs of their members. They work hard to make sure that they always live up to their high level of commitment to improving the health of the local areas that they service.
Across the United States there are 41 Blue Plans (encompassing both Blue Cross and Blue Shield) that have in excess of 91 million members – that is approximately one third of people who carry health insurance in the USA. The majority of Fortune 500 companies offer Blue Cross and Blue Shield plans to their employees.
Competing Carriers
Unity Health CareBlue Cross Blue Shield of Louisiana
Blue Cross Blue Shield of Kansas City health plans
Blue Cross Blue Shield of Kansas City Preferred Care Blue Premium is an option that offers the most comprehensive benefit package and covers the largest range of healthcare requirements. The PPO plan offers a pack of healthcare benefits that includes: emergency services, doctors’ visits and hospital costs. There three different prescription drug plans all of which are based on predetermined factors. The deductible range is from $500 to $5,000 for individuals and between $1,500 and $15,000 for family units.
Blue Cross Blue Shield of Kansas City’s AfordaBlue is a plan that offers economic coverage that is based on a high deductable and low premium with many of the same benefits as their premium plan. AfordaBlue consists of a group of basic healthcare services to cover physician, emergency and hospital services. The deductibles range between $2,500 and $10,000 for individuals and $7,500 and $30,000 for families.
Blue Cross Blue Shield of Kansas City’s BlueSaver HDHP is a plan that includes a high deductible with low premiums that is offered along with a Health Savings Account (HSA). An HSA offers tax and cost savings advantages. Deductibles for the HSA range from $1,500 to $5,000 for individuals and between $3,000 and $10,000 for family plans.
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