Avalon Health
Avalon Healthcare is an innovation health insurance company that is based in Florida. They offer consumer directed healthcare plans to individuals and employers who live and work in Florida and are looking for affordable healthcare solutions.
Avalon Healthcare is a cutting edge company that can deal with the fast changing conditions of the Florida group health insurance filed. They are known for developing new and innovative products such as: PPO health plans with high deductibles that are linked to HRAs (Health Reimbursement Accounts) and HSAs (Health Savings Accounts). Known as the Avalon Healthcare “Focus Plans” for groups and the Avalon Healthcare “IFOCUS Plan” for individuals, these are named this because they focus in detail on the needs of employees, employers and individuals.
These flexible plans give Avalon Health care the ability to offer thrifty individuals and employers lower cost options for health care including an account that allows them to save money for heath care needs including doctors office co-pays, hospital and lab co-pays and deductibles, and other services including dental and optical and more.
The HSA and HRA are financial accounts that help employees to offset their health insurance costs until their deductible is reached and then they can manage the money as is appropriate. Unlike a FSA (flexible spending account) the funds in Avalon Health Care’s HRAs and HSAs can be rolled over year on year.
The combination of flexible HRA/HAS accounts and high deductible PPO plans give Avalon Healthcare the advantage of offering the most up-to-date heath care plans in Florida. They have been created to give targeted employees, employers and individuals a large amount of choice in their health care.
Competing Carriers
HIP Sole ProprieterUnicare Health Insurance
Avalon Health Plans
Because Avalon believes that the individual should come first they have created the iFOCUS healthcare plan. With the iFOCUS plan the individual gets to pick from a long list of different coinsurance and deductible options as well from more than a dozen different pharmacy plan options. You can also link your consumer directed health benefit plan to an HSA which is a tax preferred financial tool. The Avalon Health iFOCUS Co-pay Balance of Plan gives members an advantageous balance between affordability and benefits. Deductibles fall into the range of $1,000 to $5,000. X-rays, lab services, chiropractic care and hospital care are among the covered charges.
The Avalon Healthcare iFOCUS HAS Health saver plans come with individual deductibles that range from $1,250 to $5,600. Member of the plan can choose to include prescription drugs in their coverage through a variety of different options. The prescription coverage can even be combined with an HSA to offer an even more economic approach to health insurance.
Avalon Healthcare’s iFOCUS Co-pay Select Plan comes with deductibles of $3,500 to $10,000. Some co-pay plans offer a choice of $500, $1,000 or $1,500 hospital in-patient co-pay which covers all standard charges such as basic care and room and board.
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