Anthem Health
Anthem Health Insurance is a subsidiary of Wellpoint, which is a well respected company that is listed on the New York Stock Exchange as well as being listed on the S&P 500. Anthem Health Insurance’s main goal is to improve the health of their customers. Anthem Health Insurance’s creed is that top notch health care can actually keep people well. They go beyond just providing basic health care coverage. Examples of ways that they encourage their members to stay well are:
• By maintaining a large network of top notch doctors, specialists and hospitals
• Sending regular reminders to clients about preventative health screenings
• Offering information and programs for the management of chronic health problems
• Offering other services such as dental, life and pharmacy insurance management
Anthem Health Insurance work with doctors, hospitals and other health care and wellness providers to make sure that their care is offered in a coordinated fashion as well as being accessible, timely and provided in way that promotes a good patient/provider relationship.
You can get an Anthem Health Insurance in the following places:
Maine, Wisconsin, Virginia, Ohio, Kentucky, Missouri, Indiana, Connecticut, New Hampshire, California, Colorado, Nevada
Anthem Health Insurance’s Competition:
Golden Rule Health Insurance Connecticare
Anthem Plans
Lumenos – Anthem Health Insurance’s Blue Cross Shield Program
Lumenos is Anthem Health Insurance’s program for Blue Cross and Blue Shield members. It is an innovation program that is consumer led in its design of health care plans for individuals and families. Lumenos plans give you options that will help you to maintain and even improve your heath including preventative care. These Anthem Health Insurance plans give you the flexibility that you need to design your plan to meet your specific health care needs as well as you budget. The Anthem Health Insurance Lumenos plan will improve both your physical health as well as your fiscal health as each plan is put together in such a way as to save you money on health care costs.
Most of the health care plans offered in the Lumenos program start with preventative care coverage. If you use Anthem Health Insurance (Lumenos) approved providers there is no cost for this preventative care. A health account to pay for medical care and prescriptions is the next benefit of your Anthem Health Insurance Lumenos plan. Members can utilize these funds to fund covered health costs and can even earn healthy rewards dollars to help cover the cost of expenses. Any money that is not used at the end of the year rolls over with means that you Lumenos Health Account will grow year on year. If the Lumenos Health Account doesn’t suit your lifestyle then there are traditional health coverage options on offer. These traditional Lumenos plans include annual deductibles, bridging amounts, co-insurance and an annual out of pocket cut off.
There are three options available to Lumenos Plan members:
* Lumenos Health Savings Account (HSA)
* Lumenos Health Incentive Account Plus (HIA Plus)
* Lumenos Health Incentive Account (HIA)
All of Anthem Health Insurance’s Lumenos plans include:
• 100% preventative care
• A health account
• Traditional health insurance coverage
The primary difference between the plans is that with Lumenos contributions are made directly your own health care account and then those funds are used to cover the costs of your health care.
All of Anthem Health Insurance’s Lumenos plan members receive:
• A health assessment that is designed to measure general health, this is available online
• Access to a personal heath coach, participation in a smoking cessation program or a weight management program
• Access to a 24 hour Nurse telephone advice line which can give you fast answers to routine health questions or specific medical issues
• Access to an wide variety of online tools that will give you up to-date information on network providers, hospitals and their quality ratings, prescription drug costs as well as general health and wellness information
Further Information on Anthem Health Insurance
Anthem Blue Cross and Blue Shield Unveils Initiative to Measure the Health of Its Members
Anthem Blue Cross and Blue Shield Launches 'Right Plan PPO 40' a New Health Insurance Option for Nevadans Seeking Individual Coverage
Anthem Blue Cross and Blue Shield Keeps Promise to Members: Enhanced Consumer-Driven Health Plans and Services Now Available to Individuals and Small Businesses
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