Children’s Health Insurance
It’s a sad fact that even though the United States is one of the most developed and wealthiest nations on earth, nearly one-in-eight American children are uninsured and millions more are underinsured. For those 9-million, having no children’s health insurance means that they are far less likely to receive preventative healthcare such as wellness check-ups, vaccines and immunizations, as well dental care. HealthInsuranceUSA understands how important it is to educate the public on this pressing issue.
The Benefits of Insuring Children
Children’s health insurance can have lasting benefits to the overall health and well-being of a child. It provides fundamental access to necessary preventative and basic healthcare services, which in time can bolster a child’s ability to avoid bigger health problems later on in his or her life. This has a pronounced effect on their future development and health outcomes as well as improving their performance in school and ultimately reducing overall future healthcare costs.
Though it’s easy to think that children’s health insurance is essential, few really understand why:
SCHIP and Medicaid
- Children require routine wellness check-ups, vaccines and immunizations, as well as regular dental care.
- Almost 20% of children don’t receive their recommended immunizations.
- Children with health insurance are far more likely to be healthier than children without.
- Children covered by health insurance normally miss less school and tend to perform better.
- Children lacking health coverage are more likely to not be treated for ear infections, which can lead to permanent hearing loss.
- Children’s health insurance allows asthmatic children to receive basic medical care and thus experience fewer asthma attacks and less visits to the emergency room.
For the nation’s low-income citizens, Medicaid and State Children’s Health Insurance Program (SCHIP) are the two main sources of health care coverage. Medicaid is funded by the federal relojes de imitacion
and state governments while SCHIP is children’s health insurance available to low income parents who don’t qualify for Medicaid.
Medicaid extends children’s health insurance coverage to about 28-million poor and near-poor children while SCHIP covers an additional 6-million low-income children. Combined, the two programs cover roughly 25% of the nation’s children and about 50% of all low-income children.
In many cases, many more children qualify for Medicaid or SCHIP but aren’t enrolled because parents are not aware of them. Studies indicate that children’s health insurance provides many benefits and it is well worth efforts to expand and increase funding to both programs. Potentially, doing so could significantly reduce the number of uninsured children in the United States.
The Next Step
It’s crucial to reach out and educate families without children’s health rolex falsi
insurance about programs such as Medicaid and SCHIP. Covering these uninsured children is essential to their long-term health and well being. Bringing awareness to these families on not just availability, but also assistance with enrollment and access is extremely important.
Supporters of universal children’s health insurance should proactively contact their government representatives. Let them know you are fully behind continued funding and expansion of children’s health insurance. It should be a number one priority for one of the world’s wealthiest nations to insure and protect its future generations.